Sakiko Suzuki

Speakers:

Liz Oakes
Liz Oakes is Executive Vice President, Market Development of New Payment Platforms at Mastercard. She works with governments, central banks, regulators, schemes, retail and commercial banks on the strategic development of real-time payments programs across the globe, in collaboration with regional teams. Liz has more than 20 years’ experience in designing central clearing and settlement systems and bank payments systems, globally. This includes the governance and functional design of SEPA, Faster Payments and Bacs systems in the UK, and real-time payments systems strategy and design for national payments infrastructure operators in Australia, India, Singapore, Sweden and the USA. Liz has also supported the design and roll out of new payment systems within bank environments and is focused on the customer experience impact of real-time/instant payments, Open Banking and PSD2. Liz joined Mastercard in 2018 from McKinsey & Company, where she was an expert associate partner in its global payments practice. During her tenure, she served financial institutions, payments businesses and investors on strategy, design and implementation of payment systems, regulation including PSD2 and Open Banking, and supported mergers and acquisitions activity. In 2016, Liz joined McKinsey from KPMG, where she provided strategic, operational and functional payments advisory services to clients. She was heavily involved in the development of enhanced data and capabilities for real time payments and the implementation of the ISO 20022 XML messaging standard. Earlier in her career, Liz worked at Vocalink, now part of Mastercard, most recently driving product management, strategy and customer engagement. Liz holds a Bachelor of Arts in Business Studies & German from the University of Hertfordshire. She lives in London.

Michael Salmony
Dr Michael Salmony is an internationally recognised leader on strategy of business innovations in digital and financial services with a particular focus on Payments, Open Finance, FinTech, Digital Identity and Electronic Money/CBDC. He is board-level advisor to major international banks, industry associations, regulators and finance bodies across the world and regularly helps shape future directions in all key decision making bodies (e.g. European Commission/ECB/European Parliament in Europe, and central banks from Japan to Uruguay and Kazakhstan). For the last 10 years he has served as Executive Adviser to the Board of Worldline Financial Services, helping to bring them from a local player to become the world’s 4th largest financial processor of transactional services, which handles over 17 trillion Euro per year. He also works with multiple regions where Open Finance is currently emerging - for example with the World Bank in Central Asia, as Board Member of Fintech Africa, as Advisory Board Member to Mastercard in Latin America, as strategic partner to FinTech Istanbul on all matters Open Banking, Platforms, FinTech, APIs, Neo-Banking, and further digital financial services. His views are much in demand as keynote speaker at international events and he appears on TV/Radio/all electronic media on advances in finance and is quoted extensively (e.g. Financial Times, Harvard Business Manager, New Scientist, The Economist and governments from Ghana and Malaysia). He teaches i.a. at the Oxford Business School on "AI in Fintech and Open Banking” and has published much own original work which has been translated into many languages including German, Italian, Dutch, Finnish, Polish, Danish, Turkish, Russian, Chinese and Japanese. He is extensively networked into the new financial services space and has the top 5% most viewed profile out of the 600 million members in the world’s largest professional network LinkedIn. Previous positions include Director Business Development of leading national central bank (Bank of the Year, Best Innovator Award). Before entering the world of finance, he helped transform companies and business models in many industries as IBM's Director of Market Development Media and Communications Technologies. He studied at the University of Cambridge UK and is married with two millennial children

Harry Smorenberg
Harry is Founder & CEO of SCC and is an international positioning strategist. He previously worked at Banque Paribas and ABNAMRO and was a director at two leading international strategic consultants. He is a leading contributor to innovation in both the retail and corporate payments and transaction space. He has a solid background in Cash- & Treasury Management. With that he is actively involved with repositioning the finance functions and the role of (new) technology. He is also expert in retirement management (pension scheme development and ageing issues). Harry is Founder and Chairman of AgingFinance.com.Next to that he is working actively on improving financial literacy and financial inclusion (a.o. solutions in areas like communication & education /budgeting/ personal financial planning solutions / pension planning). He also is very much involved withthe‘next generation developments of the way we will work and contribute to society’ (rebalancing work & income / working longer) and thus 'social innovation'. Harry is Founder of WorldPensionSummit and the GlobalPaymentSummits (EMEA, ASIA, Oceania). Harry’s latest initiative as founder and chair is the Transaction Innovation Forum in Japan. He is also a columnist and guest speaker, sits on several advisory boards (such as GFLEC- Washington / NIBUD - Netherlands / CAFF50.net - Beijing / P&I – New York) and regularly publishes in leading international media. Contact: harry@smorenberg.nl

Jame DiBiasio
Jame DiBiasio is founder and editor of DigFin, the news website covering digital finance and fintech, based in Hong Kong. He also serves as co-chair of the wealthtech committee of the Fintech Association of Hong Kong. He is an award-winning journalist who has been covering Asia-Pacific financial services and markets since 1997. He is the founding editor of AsianInvestor and has also led FinanceAsia and Corporate Treasurer. Jame is the published author of thrillers and books on history, and his new book on the history of money is due out late 2019.

Dimitrios Salampasis
Dr Dimitrios Salampasis is an award-winning global thought leader, educator, and researcher, passionate about FinTech, global affairs, sustainability, and exponential technologies nexus. Dimitrios publishes in international journals and books, is a sought-after keynote speaker with a strong international media footprint and has created Australia’s first postgraduate FinTech course. Dimitrios is the FinTech Capability Leader and Senior Lecturer of FinTech Innovation and Entrepreneurship at Swinburne University. Dimitrios holds international visiting professorship positions in Singapore, Switzerland, and Canada, he is a member of the Australian Institute of Company Directors, a Financial Services Institute of Australasia Fellow, and member of CPA Australia’s Digital Transformation Centre of Excellence. Dimitrios is the recipient of the 2022 Innovation Excellence Award by the Hellenic Chamber of Commerce and Industry, the 2021 Blockchain Educator of the Year Award by Blockchain Australia and the 2021 Swinburne University Vice Chancellor's Engagement Award - Industry Engagement (Individual). Dimitrios is the co-investigator and co-leader (education cluster) of the Algorand Centre of Excellence-SIP (Sustainability Informatics for the Pacific) Links to an external site., a multi-university project advancing blockchain research and education in environmental, governmental, and social sustainability in the Pacific Region program led by Monash University.

Tohsio Taki
Tohsio Taki co-founded Money Forward, a leading Fintech venture with over 8 million users and currently serves as Board of Director as well as Head of Fintech Institute. He is also member of “Panel of Experts on FinTech Start-ups” at Financial Services Agency. Before Money Forward, he worked at CEO Office of Nomura Holdings and prior to that as a researcher at Nomura Institute of Capital Markets Research. He received MBA from the Stanford Graduate School of Business.

Martin Reeves
​Martin Reeves is a Senior Partner and Managing Director in the San Francisco office of BCG and Global Director of the BCG Henderson Institute, BCG’s think tank on business strategy. ​​Mr. Reeves is currently leading research on winning the '20s, advantage in adversity, competing on imagination, corporate vitality, myths of ecosystems, strategy and artificial intelligence, diversity and performance, innovation strategy, and the humanity of corporations. ​​Mr. Reeves is also author of Your Strategy Needs a Strategy (HBR Press), which deals with choosing and executing the right approach in today’s complex and dynamic business environment. Mr. Reeves holds a triple first class MA degree in natural sciences from Cambridge University and an MBA from Cranfield School of Management. ​​He also studied Japanese at Osaka University of Foreign Studies and biophysics at the University of Tokyo.

Ruth Wandhofer
Dr. Ruth Wandhöfer is an expert in the field of banking and one of the foremost authorities on transaction banking regulatory and innovation in financial technology matters. After a distinguished career of over a decade with Citi, Ruth is now an i-NED on the boards of the London Stock Exchange Group, Permanent TSB and Pendo Systems Inc. She is also a Partner at Gauss Ventures, Senior Adviser at KPMG’s UK Banking Practice and Adviser at Coinfirm. She continues to focus on her passion of bringing the financial industry and the emerging financial digital ecosystem together. Ruth was named as one of 2010s ‘Rising Stars’ by Financial News; named in Management Today’s 2011 ‘35 Women under 35’ list of women to watch and identified as one of the 100 Most Influential People in Finance 2012 by the Treasury Risk Magazine. She received the ‘Women in Banking and Finance Award for Achievement’ in 2015 and in 2016, 2017 and 2018 she was named on the global ‘Women in Fintech Powerlist’ of Innovate Finance. In 2018 she became one of the Top 10 Global Fintech Influencers (Fintech Power 50).  She speaks five languages, has completed studies in Financial Economics (MA, UK), International Politics (MA, FR), an LLM in International Economic Law (UK) and a PhD in Finance (UK/NL). She published two books: “EU Payments Integration” (2010) and “Transaction Banking and the Impact of Regulatory Change” (2014), is an Honorary Professor at the London Institute of Banking and Finance and also lectures at Queen Mary London School of Law.

Sakiko Suzuki
Sakiko Suzuki is a Director for Payments Markets Japan. Her main focus is on SWIFT’s strategic payments initiatives related to new Payment Technology, GPI/API, Immediate payments and Internationalization of Japanese financial institutions & intermediaries. Sakiko has undertaken various positions in the IT industries providing multiple services to Finance & Corporates markets. Prior to join SWIFT, she was the Head of Sales (Merchant, PSP and Acquirer), Global Sales at ACI Japan K.K. Her main focus was on the new payment scheme development to disrupt Japanese market payment infrastructure to assist the adaption of global standard for Japanese Corporates & New Payment Service Providers to grow in global markets. Previously, Sakiko worked for SAP as global account manager to engage with Japanese Mega banks to connect payments with SAP’s corporate customers globally to grow both business together. Before SAP, Sakiko took various roles in IBM & Oracle, starting as software developer, and move to product planning having responsibility of product owner for health industry. Then move to be sales manager in each industry, public, distribution and banking. Also playing industry expert role for wireless network to create various services across the multi industries.

Masashi Nakajima
Born in 1958. Ph.D.(Economics). He is a professor of Faculty of Economics and Business Administration at Reitaku University, Japan. He had a long career at the Bank of Japan (BOJ). During his career at the central bank, 1981-2006, he gained a wide range of experience holding senior positions in various departments. He also had experience working for the Bank for International Settlements (BIS) in Switzerland during 2003-2005. He distinguishes himself as an author of Payment System Technologies and Functions (2011) (in English) and a coauthor of All about Payment Systems (2013)(in Japanese). These books cover a wide-range of payment and settlement system issues and are regarded as must-read books in this field. He also wrote a book about CLS Bank in 2016. The title of the book is “FX Settlement and CLS Bank” (in Japanese). This is most likely the first book in the world which explained the mechanisms of CLS Bank in depth. The book covers a wide range of topics such as, FX settlement risk, the reason why CLS Bank was established, the procedures and risk management of CLS settlements, the role of CLS Bank at the Leman crisis, the promotion of introduction of CLS settlement by the authorities. His latest book, After Bitcoin, which discusses the issue of cryptocurrencies, such as Bitcoin and blockchain technology, sold more than 50,000 copies and became a bestseller in Japan. As a key figure in the payment and cryptocurrency arena, he has worked actively as a member of advisory committees for public institutions, which include the Financial Services Agency (FSA) of Japan, Ministry of Economy, Trade and Industry (METI) of Japan, and Japanese Banks’ Payment Clearing Network (Zengin-net).

Paula Buchel
Paula Buchel is an Associate Director, Financial Services and Payments, at Deloitte Consulting. She works with banks, telco’s, retailers, regulators, and financial market infrastructure entities, on a wide range of strategic challenges. These include digitisation, regulatory matters and customer strategy, as well as convergence across the payment landscape and the growth of mobile financial services. Prior to joining Deloitte Paula worked for 6 years at Standard Bank’s Corporate and Investment Bank, in global transaction banking and marketing. Earlier in her career Paula worked at Bain & Company as a generalist strategy consultant in multiple industries. She also worked at Investec Bank, in investment management. Paula received an MBA from the University of the Witwatersrand, and an Honours in Psychology cum laude from the University of Johannesburg. Paula is married and has three teenage children.

Chintan Shah
Based in Singapore, Chintan Shah is the Regional Head for Deutsche Bank’s Cash Products & Client Connectivity, Asia Pacific with responsibility for the development and execution of the bank’s product strategy based on emerging corporate needs in light of technology and regulatory developments. Chintan is also responsible in driving the front-to-back risk mitigation and cost efficiencies for the cash products business for the region. Prior to this, Chintan has held multiple roles across various geographies, in the APAC region. Chintan was responsible for our Trade Finance and Cash Management, Corporates business in Thailand, Malaysia and Indonesia. In this role, he was responsible for the development and execution of our business strategy, P&L, costs and efficiency topics for the trade finance and cash management business in the respective countries. Chintan also was responsible for the cash management business in India, based out of Mumbai, primarily responsible for building the cash products capability and commercialization. Chintan has more than 15 years of experience in cash management with Deutsche Bank and holds a Chartered Accountants degree from India.

Takeshi Kito
Takeshi is a Fintech entrepreneur, and Vice-chair of Fintech Association of Japan and leads international partnerships. He is also adviser of WealthPark Alternative Investments, Inc. Aside from those activities, he sits on a committee for the Government of Japan’s Regulatory Sandbox and an experts group of the Ministry of Economy, Trade and Industry for cross-border transfers of data. Prior to establishing his own startup, he worked for Merrill Lynch as an investment banker and has 12 years experience in capital markets in total. Before joining Merrill Lynch, he worked at Boston Consulting Group.

Hiromi Yamaoka
Hiromi Yamaoka Member of the Board, Future Corporation Head, Future Institute of Research 1986 LL.B. University of Tokyo, Faculty of Law,

1990 LL.M. University of California at Berkeley, School of Law

Attorney at Law in New York State, United States

1986 Entered the Bank of Japan (BOJ)

1994-1996 Representative in Paris, BOJ

1997-1998 Head of Economic Outlook Group, Research and Statistics Dept., BOJ

1998-2005 Senior Economist, Policy Planning Office, BOJ

2006-2007 Head of Large Bank Surveillance, Assistant-Director, Financial System and Bank Examination Dept, BOJ

2007-2010 Alternate Executive Director for Japan, International Monetary Fund

2012-2013 Member of the Basel Committee on Bank Supervision (BCBS)

2013-2015 Director-General, Markets Dept., BOJ, Member of the Markets Committee (MC)

Bank for International Settlements (BIS)

2015-2018 Director-General, Payment and Settlement Systems Dept., BOJ, Member of the Committee on Payments and Market Infrastructures (CPMI), BIS

2019- Current Position



Zennon Kapron
Zennon is the Managing Director of Kapronasia, an Atlas Technologies Group Company. Kapronasia is one of Asia’s leading providers of consulting services focusing on the fintech industry. Zennon has been involved in financial technology for over 20 years and covers all topics fintech and blockchain. Before Kapronasia, Zennon was the Global Banking Industry Manager for Intel based out of Shanghai, China and, prior to Intel, was the CIO for Citigroup Portugal. Zennon has testified in front of the U.S. Congress on issues of China fintech and is the author of ‘Chomping at the Bitcoin: The History and Future of Bitcoin in China’ published by Penguin. He holds a B.S. in Computer Science from Syracuse University and an MBA from INSEAD.

Makoto Shibata
Mr. Shibata has been in charge of FINOLAB community operations since 2019. In his former position at The Bank of Tokyo-Mitsubishi UFJ, he was leading R&D initiatives in emerging technology and online/mobile financial service. He also held positions in corporate planning, accounting, corporate finance, and retail customer services at the bank. He is one of the founders of FINOVATORS, FinTech mentor group. And became an external board member at new digital bank, UI Bank, when it acquired a banking license in 2021. He holds a Bachelor of Economics from University of Tokyo and a Master of Science in Development Economics from University of Oxford.

Alain Delfosse
Alain Delfosse heads SWIFT’s business in East Asia and is based in Tokyo. He is responsible for driving new business development with a focus on continuously enhancing customers’ experiences, through the leading of teams across Business Development, Professional Services and Support Services, Standards, Shared Services and Pre-Sales Solution Architecture. Alain has been at the forefront of driving SWIFT’s innovations in the Japanese market, removing friction in the cross border payment process and aligning Japanese practises to global standards. Previously, Alain was Managing Director and Head of Sales & Marketing of SIX Japan, the Swiss financial market infrastructure. He drove the strategic development of SIX’s Japan business with business partnerships, customized services and local support and significantly increased its footprint in the market. Alain started off his career at Goldman Sachs Private Banking in 2001, joined SIX in 2002 and held various positions in IT & Enterprise Technology, Global Account Management, Business Partnerships, and Head of Sales.He has a MA degree from Zurich University (Switzerland) in political science and economics. He joined SWIFT in 2018.

Piet Mallekoote
Piet Mallekoote studied macroeconomics at the University of Amsterdam. After a career of 25 years at the Dutch Central Bank he was -until his retirement in 2021- CEO of the Dutch Payments Association for many years and CEO of Currence (brand-owner of Dutch payment schemes, amongst others the online payment product iDEAL). He is currently a member of the Digital Euro Market Advisory Group of the ECB and a member of the National Committee for Financial Disputes.

Pieter Franken
Pieter Franken is a passionate global Fintech Pioneer and a Deep Tech Innovator with many industry firsts under his belt. Career spanning well over 30+ years in the Financial Industry, specializing in technology leadership, FinTech, Financial Inclusion, GreenTech, AI, Cyber Security, digital innovation and large-scale digital transformations. C-level and executive positions with industry leaders such as Citigroup, Shinsei Bank, Aplus, Monex Group, Union Digital Bank and ModuleQ, and senior advisory/board positions including Elevandi (SFF), RegGenome Ltd., EmeradaCo and SAFECAST.ORG, a global NPO critically acclaimed for citizen sourced, open environmental data. Pieter is a member of Monetary Authority of Singapore (MAS) International Technology Advisory Panel (ITAP) and a Founding Member of the ASEAN Innovation Network (AFIN, now Synfindo), a nonprofit company founded by MAS (Monetary Authority of Singapore), IFC/World Bank and ABA (ASEAN Banking Association) to accelerate digital transformation across Asia and other developing regions to foster Financial Inclusion and bridging the gaps between FinTechs and Financial Institutions and operator of the APIX Platform. In 2023, Pieter co-founded the Japan Fintech Festival in collaboration with JFSA and BoJ. Pieter holds a MSc in Computer Science from Delft University and currently is a Guest Professor and Senior Researcher at Keio University, an Adjunct Fellow with Griffith University Asia Institute (GAI) and MIT Media Lab alumni. He contributes to research in FinTech in Asia, Financial Inclusion, Citizen Science, IoT and Digital Assets

Naoto Shimoda
Naoto Shimoda is Associate Director-General in the Payment and Settlement Systems Department of the Bank of Japan. He plays a lead role in the BoJ’s CBDC project as well as cross-border payments initiatives. Since he joined the Bank in 1992, he has also served as the head of Basel Committee on Banking Supervision team, the head of BoJ’s Hong Kong office, and a Director of International Financial Affairs at Japan’s Ministry of Finance. He studied law at Hitotsubashi University and computer science at Harvard University.

Misao Watanabe
Misao has recently been assigned in the current position to represent the bank to settlement institutions to leverage his expertise in Transaction Banking industry. He was the Head of Cash Management Business of Americas Global Transaction Banking Department before being in the current position. He has managed overall cash management business for multinational corporate customers in Americas for 10 years mostly based in NY. The teams he directed includes Solution Sales, Onboarding, Customer Support and Product Development & Administration Management. He developed the base of Mizuho’s transaction banking business in Americas. He actually developed and established multiple new products including Cross Broader Cash Pooling, Multibank Cash Concentration, and CMS Portal for Local Payment & Collection, Direct Connection, and Commercial Credit Card. He also brought Global CMS Portal to Canada and Mexico. He developed alliances with local banks in US, Canada and Mexico. Besides his career in US, he has wide experiences in Asian Oceania cash management. Misao headed the global cash management business from Singapore to cover the countries including Australia. He brought Mizuho’s global products to the countries and supported local business development. The development includes in local CMS product capabilities and solution sales ability as well. The solution includes the proposals to the customer’s liquidity management and repatriation needs in the highly regulated countries. He developed multiple new banking service alliances with local banks in Vietnam, Philippines and Myanmar. He formed the first organization of Transaction Banking in Mizuho in Singapore through the hiring of bulk of new staffs for the initial year. Prior to Transaction Banking Business, Misao has experienced in Corporate Finance and Banking for many years. He provided European and American clients with Corporate Finance and Global Liquidity Management Services in Mizuho Tokyo HO. He also promoted business with Japanese and non-Japanese corporate clients in Mizuho Los Angeles Agency as well as in Manila Branch as a head of business promotion team. He has also worked for Banco de Oro, Philippines as their Japan Desk Head.

Kentaro Ogata
Kentaro Ogata rejoined Boston Consulting Group in 2019, having previously worked at BCG in Japan from 2004 to 2014. He is a member of BCG X, the firm’s tech build and design unit, Digital-BCG, and the Financial Institutions and Marketing, Sales & Pricing practices. Kentaro has worked with companies in a wide range of industries, including finance, insurance, telecommunications, and industrial goods, on topics such as digital strategies and innovation. In particular, he has extensive experience in business restructuring based on customer insights, new business/service design, omnichannel, and direct model building. Prior to rejoining BCG, Kentaro was the Senior Executive Officer at Transcosmos Inc.

Hiroshi Nakatake
Hiroshi Nakatake is a Managing Director of Global Legal Entity Identifier Foundation (GLEIF) and representative of the GLEIF Japan Office. He is serving as a multiple committee member and observer at several government-sponsored digitization-related working groups. He also works as an expert in various technology standard bodies, such as ISO committees and the Japan Internet Society. Prior to joining GLEIF, he worked for MUFG, where he led the global cash management products and served as a member of the board of SWIFT and GLEIF. He earned his undergraduate degree from Kyushu University and studied bank management at University of Mannheim.

Steve Wiggins
An industry leader, transformer and innovator, my purpose is to improve outcomes for consumers, making a difference to the industry, organisation and people around me. I’ve led large transformation in finance, energy and payments sectors, bringing new innovation and technology to drive change that improve an industry in the long term. With 25 years’ experience in significant roles at AMP, Kiwibank, GMI, I’m also an entrepreneur founding two companies - a successful marketing consultancy specialising in the energy industry and an electro technology and hot water storage company that ran into the back of the GFC and taught me a lot about resilience. I’m also known for big thinking, governance, new technology, building capability, fresh thinking and marketing and sales skills with a strong business development background early in my career. I have track record of technology innovation, reading macro trends and changing market dynamics to ensure correct positioning to maintain certainty and direction. As CEO of Payments NZ, I am driving a second wave of transformation to empower Aotearoa NZ’s payments future. As the leading authority on payments, we are driving a collaborative, innovative and open payments network, working closely with our stakeholders and the wider payments eco-system to make the industry future fit, enabling the trusted transfer of value. I’m proud to be known as an authentic, empathetic leader and people reader, guiding and support as needs be and I love watching people grow as individuals, building confidence, skills and knowledge. An advocate for diversity + inclusion, I always coach, mentor and ensure teams consider diversity and inclusion in who they employ and in the work they do. When I was in HR at AMP, I introduced Equal Employment Opportunities. I have my mother to thank for early diversity understanding – she was highly accomplished across a range of disciplines and made such a contribution to community despite the challenging barriers for women at the time and it was all completely unrecognised. Off the tools, as the son and grandson of builders, I am back on the tools, tinkering with renovations and repairs and getting my hands dirty.

Ms Chang Li
Chang joined Plug and Play in 2018 after a career in a major Japanese life insurer through work experience in investment investigation, cross-border M&A and profit management. She is supporting both startups growth and corporations innovation currently. Graduated from HKU MBA.

Yusuke Lino
PROFESSIONAL EXPERIENCE Ministry of Economy, Trade and Industry (METI), Government of Japan, Tokyo, Japan Director for Global Cooperation on Governance Strategy May 2022 - Present Designing new governance systems (including law, market, norms and architecture) for Society5.0, where the cyberspace and physical-space are highly integrated, along with the technology development such as AI and IoT. Masuda Funai Eifert & Mitchell (MFEM), Chicago, Illinois, United States Visiting Foreign Attorney August 2021 - April 2022 Charged with Japan-related matters, including corporate law and mergers and acquisitions. Mori Hamada & Matsumoto (MHM), Tokyo, Japan Attorney-at-law, Senior Associate January 2013 - August 2020 Specializing in (I) restructuring and bankruptcy, (II) litigation, including securities litigation, system development litigation etc., and (III) mergers and acquisitions Sumitomo Mitsui Banking Corporation (SMBC), Tokyo, Japan Assistant Vice President (Temporary transfer from MHM) July 2014 - August 2015 Helped bankers propose financial transactions, including finance for M&A transactions, to SMBC’s clients and enhanced bankers’ legal knowledge EDUCATION Stanford Law School, Stanford, California, United States LL.M. Degree in International Economic Law, Business & Policy August 2020 - June 2021 The Legal Training and Research Institute, Fukuoka, Japan Legal Apprentice November 2011 - December 2012 The University of Tokyo, School of Law, Tokyo, Japan Juris Doctor April 2008 - March 2011 Waseda University, Tokyo, Japan Bachelor of Arts in Law April 2005 - March 2008

John Ho
John Ho is the Global Head of Legal, Financial Markets for Standard Chartered Bank (“SCB”), overseeing and providing legal advisory, transactional and documentation support for Financial Markets (FM) business globally for Standard Chartered Bank (SCB), its branches and affiliates. Mr. Ho is also the co-chair of (1) the ISDA South East Asia Legal and Regulatory Committee and (2) the ISDA Asia Pacific ESG Working group. Mr. Ho plays an active role in implementing changes within SCB to conform to applicable OTC regulatory reforms impacting FM business. He has been involved in fostering closer working relationship and rapport with industry groups and regulators on key global and regional regulatory reform changes, including Interbank Offered Rate (IBOR) reforms, MIFID II/MIFIR, Dodd Frank, EMIR, CRDIV, FATCA, CCPs and Margin Reforms for Uncleared Derivatives. In addition, Mr. Ho has supported digitisation in SCB and adoption of new or innovative technology initiatives such as blockchain, distributed ledger technology and smart contracts. He is an active participant in the industry’s Fintech events and has shared insights on the legal and regulatory framework relating to the development of Fintech, Stablecoins and Central Bank Digital Currency (CBDC). Mr Ho is the co-chair of Financial Services SIG, Enterprise Ethereum Alliance (EEA). He is a mentor for the UK FCA Sustainability TechSprint, FCA Digital Sandbox, R3 and LongHash, both global incubator networks which provide a full range of support for start-ups working on blockchain or distributed ledger related projects. Prior to joining SCB, Mr. Ho was the Managing Director Principal in the legal department of Bear Stearns (Japan), Ltd (“Bear Stearns”) where he supported the Asia franchise (including Tokyo, Hong Kong, China, Taiwan, Korea, India and South-east Asia) from January 2003 to August 2008 covering various structured products and derivatives including equity derivatives, credit derivatives, fixed income and commodities. Prior to joining Bear Stearns, Mr. Ho worked as Asia equity counsel for Lehman Brothers in Tokyo with experience dealing in convertibles, options, warrants, delta one products and other types of equity derivatives transactions, equity finance and equity capital markets. He is qualified as an advocate and solicitor in Singapore since 1995 and he received his law degree from the National University of Singapore.

Xiaochen Zhang
Xiaochen Zhang is the President of FinTech4Good, a venture building firm to empower financial services through emerging technologies. He is also the former Global Head of Innovation & Go-To-Market with AWS. In this role, he led a team of both technical and operational staff in shaping AWS emerging technology and Web 3.0 related innovation offerings in the areas of digital assets, central bank digital currency, green finance and regulatory and supervisory technologies in supporting public sector financial institutions to achieve their missions in monetary policy, financial stability, economic growth, climate change and sustainable development. In the past 20 years, he worked with many portfolio companies in launching new offers, entering into new markets and building transformative collaborative initiatives with the most reputable organizations from all over the world to reshape the future of finance with emerging technologies.

Shirish Wadivkar
Shirish Wadivkar joined Swift in 2022 as Managing Director, Global Head – Wholesale Payments & Trade Strategy, based at Singapore. Shirish has over 24 years of experience and the last 16 years in Payments across retail, corporate, and financial institutions. At Swift he is responsible for the definition of “Why” for Wholesale Payments & Trade, an area that is both, core today and for the future of global commerce across the ecosystem Swift serves. Wholesale Payments & Trade is an integrated agenda that covers core payment products for B2x payments and corporate treasury; trade standards, digitisation and trade platforms; payment market infrastructures, and marketplaces. Shirish is also on the Board of Directors of Swift India, a JV with leading banks in India. Before Swift, Shirish was Managing Director & Global Head of Payments for Standard Chartered Bank. His 19-year career at Standard Chartered spanned geographies of Sub-Saharan Africa, Middle East, and Asia. He held multiple leadership roles encompassing Product P&L management of retail and corporate payments, currency clearing, and FI Trade finance. Most recently he led the bank’s foray into Digital Currencies and alternate settlement networks.

Sander van Tol
Sander van Tol joined Zanders in 1996. As Partner of the company, he holds a joint responsibility for the corporate advisory practice of Zanders. His specialization is in the area of Treasury Strategy & Organization, Treasury Technology and Risk Management. Over 25+ years he has advised many leading multinationals on strategic Treasury Transformation projects. Sander is an Honorary Member of the Dutch Association of Corporate Treasurers (DACT), where he was Chairman of the Non-Exec Board from 2017-2023. He is a parttime lecturer at the Treasury Management & Corporate Finance executive Master’s program at the Vrije Universiteit (Netherlands). Sander is also the Chairman of the Governing Board of this Executive Master’s program.

Enno-Burghard Weitzel
Enno’s primary role is to help Surecomp fulfill its mission to enable seamless, sustainable trade for everyone by removing barriers and fostering collaboration. He is responsible for driving Surecomp’s strategic direction to ensure product development is completely aligned with customer needs. A seasoned expert in the field of corporate banking with a focus on cash and trade, Enno joined Surecomp in March 2021. Prior to that he spent five years at leading global management consultancy firm McKinsey. He has also held senior positions at Commerzbank, one of the world’s top 20 trade finance banks. Enno’s command of the trade finance industry and his strong customer orientation are key to enabling customers drive growth through enhancing efficiency, reducing costs, fostering collaboration and improving customer service.

Kyoka Li
As General Manager of Surecomp Asia Pacific, Kyoka works closely with financial institutions across the region to help them drive growth through digital trade finance transformation. With a strong compliance and payments background, and an in-depth knowledge of the Japanese market, she has worked previously for LexisNexis (formerly Accuity) as Head of Japan, where she managed the Japanese business for 7 years. Kyoka is Korean Chinese currently based in Singapore and speaks fluent Japanese having spent many years living in Japan.

Keiichi Aritomo
Keiichi Aritomo is Executive Director of FinCity.Tokyo and Chair of WAIFC from 2023. Keiichi is also a co-founder and Board Director of JIAM(the Consortium for Japan International Asset Management Center) He is also Asia Head of Kensho Technologies, LLC, a leading financial AI solution provider and a subsidiary of S&P. Keiichi used to be a Partner at McKinsey & Company, Deloitte and PwC, where he specialized in financial services industry and technology strategies across North America, Europe, Southeast Asia and Japan. He has co-authored several books including “Single View of Customer for Financial Institutions” published from Kinzai and Shanghai Communication University Press both in Japanese and Mandarin.

Takashi Okita
Takashi Okita CEO of Nudge, a challenger bank in Japan. Prior to found Nudge in 2020, he was CEO of SBI Ripple Asia, the joint venture between Japan’s FinTech giant SBI and Ripple, global leader of Distributed Financial Technology. He lead VeriTrans Inc., a leading online payment solution provider in Japan as Co-founded and CEO.

Noritoshi Murakami
Noritoshi Murakami is head of Transaction Banking Division for MUFG Bank, spearheading strategy for global transaction banking product for both cash & liquidity management and Trade & Supply chain finance. He has more than 30 years experiences in corporate banking including 15+ years in Global Transaction Banking business. Prior to the current assignment, he was a regional head of transaction banking for Asia Oceania and spent three years in Singapore.

Ryosuke Ushida
Ryosuke Ushida leads initiatives related to digital innovation in financial sector as the Chief FinTech Officer of the JFSA. He also serves as the Co-chair of Virtual Asset Task Force, FATF. Prior to his current position, he has conducted a research on regulatory framework and governance mechanism in decentralized financial system as the Senior Fellow of Cyber SMART research center at Georgetown University from July 2019 to June 2021. He holds a Masters in Finance from London Business School.

David Brown
David Brown is a veteran in the payments industry, with more than 25 years of experience working in the banks and vendors’ space. He has worked in senior strategic roles advising many global and regional banks. He also worked with the central banks to help them understand the shifting landscape of payment technology and compliance. He speaks and participates regularly on panels at industry events and was on the Australian SWIFT User Group for 10 years, as well as the RTGS industry group. David enjoys sharing ideas and supporting new approaches to better advise clients and industry partners with payment solutions that eliminate emerging challenges.

Andrew Black
Andrew is an established leader in the Digital Identity industry known for his dedication to developing new and emerging technologies, transforming experiences in identity, data and open banking. He’s an experienced business and product leader in FinTech and marketplace growth, specialising in product and technology strategy, delivering innovative technology solutions to provide world class products to customers. Andrew has worked with state and federal governments in Australia as well as the UK, along with international bodies to shape future technology evolutions and policies that help protect citizen data and rights. Starting his career in retail banking in London, Andrew discovered a passion for solving problems and fixing the user experience. Seeing the pain points customers were facing paired with his own experiences inspired him to lead digital ventures on data and cyber security across two major UK banks for over a decade. He specialises in product and technology strategy, delivering innovative technology solutions to provide world-class products to customers.
ConnectID, AUSTRALIAN PAYMENTS PLUS
Andrew is the Managing Director of ConnectID, an initiative of Australian Payments Plus which brings together eftpos, BPAY, NPP Australia as one organisation. ConnectID is an Australian-owned digital identity solution which will make it easier for customers to verify who they are, using organisations they already trust. Without seeing or storing any personal information, ConnectID is the bridge providing businesses access to trusted and reliable identity data with customer consent, reducing the amount of data collected and risk exposure. Andrew spearheaded the inception of ConnectID at Australian Payments Plus and has been pivotal in its development.
NSW DIGITAL IDENTITY MINISTERIAL ADVISORY COUNCIL
Andrew was invited to join Minister Victor Dominello's Advisory Committee, helping support the design of Digital Identity services and legislation for NSW citizens where he provided advice on strategic and tactical approaches to digital identity and relevant issues to the NSW Department of Customer Service.
NATWEST, UK
Andrew took on a role managing customer data propositions for the NatWest retail bank, including open banking. Managing the impact of fraud and cyber breaches and responding by building digital propositions for fraud detection and solutions to protect customers. He established an innovation team with the purpose of looking in to how they could help customers externally, and lead the design and build of two digital ID propositions to test and trial.
SANTANDER, UK
Having started his career in retail banking, Andrew’s time as a University Relationship Branch Manager motivated him to explore the synergies between financial services and cyber security. While at Santander, Andrew built a technology solution that integrated a student ID system with a banking application in an effort to streamline campus life and reduce friction points. Following this project, Andrew was involved in building digital propositions in fraud detection and open banking.

Philipp Pointner
Philipp leads Jumio's digital identity strategy and the initiative to enable multiple digital identity providers in its ecosystem. Prior to Jumio, Philipp was responsible for paysafecard, Europe’s most popular prepaid solution for online purchases.

Junichi Tsuboi
Junichi Tsuboi is Director of Commercial/B2B in Japan of Mastercard as leading the team, having role with Commercial card issuer management and new business development. He is expected to support the issuer business growth and creating new B2B flow in this market. He has more than 25 years experiences in payment business and having expertise with Commercial card business in Japan.

Jevan Purnawan
Jevan Purnawan currently serves as the Head of Transaction Banking and Supply Chain for Bank BTPN, a member of SMBC Group. Having worked in transaction banking for over 12 years with a focus on trade finance, he is responsible for growing both the cash and trade business lines across all segments, with an emphasis on digitalization. He has an MBA from the University of Manchester in the UK.

Masuo Yoshimatsu
Masuo Yoshimatsu (Founder, Representative Director and CEO of CFO Support Co., Ltd. Tokyo) Masuo Yoshimatsu is the Founder, Representative Director and CEO of CFO Support Co., Ltd. and most recently served as Global CFO of Bridgestone Corporation until earlier this year. After joining Mitsubishi Electric Corporation in 1982, he spent a total of 11 years in the UK, Singapore, and the U.S. during his tenure at the company, where he was in charge of finance. He then served as the head of finance of foreign-affiliated Japanese companies (Sun Microsystems, Boehringer Ingelheim, etc.) and as CFO of three Japanese listed companies (S.S. Pharmaceuticals, Nidec, and Bridgestone). As CFO, he emphasized the importance of the treasury function to enhance corporate value and put the treasury function in charge of key initiatives such as promoting improvement of ROE, ROIC, and CCC. From the perspective of strengthening global financial governance, he also introduced "Global Financial Discipline" and a regional CMS that allows the head office finance department to centrally manage funds globally under the global matrix management system. He was selected as the best CFO in the electronic components sector four times in a row since the first CFO ranking and the second-best CFO in the auto components sector two times in a row by Institutional Investor magazine, a U.S. financial magazine. He holds a B.A. in Economics from Keio University and a M.S. in management from Stanford Graduate School of Business. He also completed the Tuck Executive Program at Amos Tuck Business School at Dartmouth College and the MIT Boot Camp. Detailed profile: https://www.linkedin.com/in/masuo-yoshimatsu-7b105297/

Stephen Peters
Stephen Peters is based in Singapore and drives client strategy in the enterprise payments space for financial institutions in Asia. He has 24+ years' experience in the payments domain and has extensive experience with the APAC real-time payment schemes. Stephen has broad expertise across ISO 20022 migration, RTP, RTGS/cross-border payments and payment hubs. In particular, he has led several payment modernization projects and delivered successful payment hub implementations for leading institutions in Asia.

Michael Moon
Michael’s career in the financial services and payments industry spans 25 years, with senior leadership positions in B2B corporate strategy, business development, product management, and marketing functions. Michael works widely with the global payments ecosystem across central banks and payment system operators, fintech, and technology providers (such as financial crime solutions, processors and networks). He advises and consults on some of the most challenging and important growth areas of industry such as cross-border payments development and national payment system strategy and initiatives. He has worked across the globe with extensive experience in China, India, the US, Europe, Australia, Singapore and Southeast Asia. Michael was formerly SWIFT’s Managing Director Payments & Trade Markets Asia Pacific where he led a range of SWIFT’s most important strategic payment initiatives (e.g., SWIFTgpi, real time payments etc). Many of these initiatives continue to reshape the payments landscape globally. Prior to SWIFT, Michael led group strategy and business development at American Express for its network, merchant and B2B businesses in the Asia Pacific. Michael holds an MBA from the Australian Graduate School of Management (University of New South Wales Business School). Outside of professional commitments his primary passion is open water swimming, and he pursues (mostly successfully) unique and increasingly challenging swims on our incredible, and mostly blue, planet. He has considered Singapore home since 2007 and has 2 teenage children.

Kenichi Igarashi
Mr. Kenichi Igarashi serves as the Head of Corporate Coverage. He is responsible for the relationship between Deutsche Bank group and Japanese financial institutions as well as corporate clients globally. Prior to the current role, Mr. Igarashi was the Branch Manager of Deutsche Bank AG, Tokyo Branch as well as the Head of Corporate Coverage from 2017. He relocated to Frankfurt in October 2020 and now belongs to the Corporate Bank global management team. In addition to above, Mr. Igarashi is responsible for the relationship between Deutsche Bank’s Corporate Bank clients in Asia Pacific and Deutsche Bank franchise in Europe, Middle East and Africa region. Mr. Igarashi joined Deutsche Bank London branch in 2015 from Citigroup, where he had acted as the global head of Citigroup’s Japan Desk network worldwide. He had spent 14 years at Citigroup across 5 different cities (Tokyo, Hong Kong, Shanghai, Beijing and London), after working for 5 years at Industrial Bank of Japan in Tokyo.

Jerry Namiki
Hideaki "Jerry" Namiki has more than 15 years of experience in P&C insurance industry. He now leads digital innovation initiatives in the insurance/InsurTech sector as the Deputy Director of the Financial Services Agency, Japan (FSA). Prior to joining FSA, he held several positions in the industry, most recently as Chief Operating Officer for one of the P&C insurer's innovation labs in Silicon Valley. He has also worked in New York City as the leading underwriter, where he has built an extensive book of business for Specialty accounts. Mr. Namiki holds a bachelor's degree in Economics from Keio University.

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