TIF is a dedicated “for and by professionals” forum. We create the best forum program possible and have established an International Board of Advisors (in progress)

Our members are:

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Liz Oakes
SVP at Mastercard, London
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Liz Oakes
Liz Oakes is Executive Vice President, Market Development of New Payment Platforms at Mastercard. She works with governments, central banks, regulators, schemes, retail and commercial banks on the strategic development of real-time payments programs across the globe, in collaboration with regional teams. Liz has more than 20 years’ experience in designing central clearing and settlement systems and bank payments systems, globally. This includes the governance and functional design of SEPA, Faster Payments and Bacs systems in the UK, and real-time payments systems strategy and design for national payments infrastructure operators in Australia, India, Singapore, Sweden and the USA. Liz has also supported the design and roll out of new payment systems within bank environments and is focused on the customer experience impact of real-time/instant payments, Open Banking and PSD2. Liz joined Mastercard in 2018 from McKinsey & Company, where she was an expert associate partner in its global payments practice. During her tenure, she served financial institutions, payments businesses and investors on strategy, design and implementation of payment systems, regulation including PSD2 and Open Banking, and supported mergers and acquisitions activity. In 2016, Liz joined McKinsey from KPMG, where she provided strategic, operational and functional payments advisory services to clients. She was heavily involved in the development of enhanced data and capabilities for real time payments and the implementation of the ISO 20022 XML messaging standard. Earlier in her career, Liz worked at Vocalink, now part of Mastercard, most recently driving product management, strategy and customer engagement. Liz holds a Bachelor of Arts in Business Studies & German from the University of Hertfordshire. She lives in London.
Michael Salmony
Executive Adviser, Frankfurt
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Michael Salmony
Dr Michael Salmony is Executive Adviser to the Board at equens World line SE, Europe’s leader in financial processing and transactional services, which processes over 17 trillion Euro per year. He is an internationally recognized leader on strategy of business innovations in digital and financial services.He is board-level adviser to major European banks, industry associations and European finance bodies.He regularly helps shape future directions in European decision making bodies e.g. European Commission, EPC, ERPB, and further national and international boards. His views are much in demand as keynote speaker at international events and he appears on TV/Radio/all electronic media on advances in finance and is quoted extensively (e.g. Financial Times, Harvard Business Manager, New Scientist, The Economist and by business schools and governments from Ghana to Malaysia). He has published much own original work which has been translated into many languages including German, Italian, Dutch, Finnish, Polish, Danish, Russian, Chinese and Japanese. Previous positions include Director Business Development of leading national central bank (Bank of the Year, Best Innovator Award). Before entering the world of finance,he was instrumental in setting up IBM’s European Network Centre for the convergence of IT, telecommunications and media and helped transform companies and business models in many industries (publishing, TV/radio, utilities, national rail, etc.) as IBM's Director of Market Development Media and Communications Technologies. He studied at the University of Cambridge and is married with two millennial children
Mary McHale
Business Development Director Financial Services Asia Pacific at EquinixBanking and Finance, Hong Kong
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Mary McHale
Mary has more than 25 years of experience in the banking and financial services sector including leadership roles at Citi, JP Morgan Chase and Bank of America. She joined the Equinix Business Development team at the start of 2017. Her role is focused on building new relationships and creating interconnection opportunities interconnection across multiple industry verticals to develop the Equinix Digital Commerce Ecosystem. In this role, Mary will coordinate and build on Equinix’s existing community of banks, payment providers, payment gateways, card associations, and mobile wallet providers across the region. Mary will also work to create new relationships with other key players in the ecosystem including FinTech start-ups, regulators and professional organizations focused on advancing the opportunities for companies to accelerate their business potential. She would describe her job like this, "Equinix is in a unique position where our financial services clients know us for our network of carrier neutral data centers that protect and store their data; what we are only just beginning to uncover is the huge potential that we can offer in connecting them securely to the cloud, and even more interesting, to each other. We are perfectly positioned to help companies in the digital commerce ecosystem leverage new business models and position themselves for future capabilities. My job is to make introductions between the players so that the interconnection can happen and they can in turn deliver an enhanced user experience ." Prior to joining Equinix Mary served as the Vice President of Financial Services for Nielsen. There she helped to develop a new vertical for the company and was responsible for creating new products and services that supported the sale of consumer research and insights to financial services companies. Prior to joining Nielsen, Mary served as the Chief Operating Officer for Citi’s transaction bank in Asia. During her 14 year tenure at Citi, Mary worked in retail banking and wealth management, Foreign Exchange and Capital Markets, and Global Transaction Services in both the US and Asia. Mary received an MBA with honors in Marketing Management from DePaul University in Chicago, and a Bachelor of Science in Business Administration from Marquette University.
Harry Smorenberg
Founder / CEO and Strategist, Amsterdam
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Harry Smorenberg
Harry is Founder & CEO of SCC and is an international positioning strategist. He previously worked at Banque Paribas and ABNAMRO and was a director at two leading international strategic consultants. He is a leading contributor to innovation in both the retail and corporate payments and transaction space. He has a solid background in Cash- & Treasury Management. With that he is actively involved with repositioning the finance functions and the role of (new) technology. He is also expert in retirement management (pension scheme development and ageing issues). Harry is Founder and Chairman of AgingFinance.com.Next to that he is working actively on improving financial literacy and financial inclusion (a.o. solutions in areas like communication & education /budgeting/ personal financial planning solutions / pension planning). He also is very much involved withthe‘next generation developments of the way we will work and contribute to society’ (rebalancing work & income / working longer) and thus 'social innovation'. Harry is Founder of WorldPensionSummit and the GlobalPaymentSummits (EMEA, ASIA, Oceania). Harry’s latest initiative as founder and chair is the Transaction Innovation Forum in Japan. He is also a columnist and guest speaker, sits on several advisory boards (such as GFLEC- Washington / NIBUD - Netherlands / CAFF50.net - Beijing / P&I – New York) and regularly publishes in leading international media. Contact: harry@smorenberg.nl
Wendy Sun
Senior Director at Tencent, China
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Wendy Sun
Wendy Sun is the Senior Director of Tencent Financial Technology Group. She leads the strategic partnership development, key account management in overseas payment markets. She and her team are devoting to bringing Tencent’s financial technology experience and solution to partners worldwide. Wendy also look after the international expansion and in-depth partnership opportunities for Tencent. Prior to joining Tencent, Wendy served as the Managing Director and Head of Business Development for Grab Financial Group. She oversaw business strategic planning and generated Go-To-Market plans for various markets across Southeast Asia. She also built up and led the merchant develop team for SG, MY, ID markets, and secured the KA merchants across the region. Prior to Grab Financial Group, Wendy served as Head of Business Development for Alipay International Business in the Southeast Asia region, with a focus on Southeast Asia Business Development. In this role, Wendy was responsible for building up the merchant acceptance network and developing innovative and localized payment products and services catering to consumers in the APAC region by working with strategic partners. Prior to Alipay, Wendy served as Business Development Director for UnionPay International in the Southeast Asia region. Wendy holds a master’s degree in economics from Fudan University. She also serves as honorary advisor (strategic partnerships) for AI Singapore.
Ruth Wandhofer
Former Global Head of Regulatory Affairs Citi and Honorary Professor at the Institute of Banking & Finance, London
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Ruth Wandhofer
Dr. Ruth Wandhöfer is an expert in the field of banking and one of the foremost authorities on transaction banking regulatory and innovation in financial technology matters. After a distinguished career of over a decade with Citi, Ruth is now an i-NED on the boards of the London Stock Exchange Group, Permanent TSB and Pendo Systems Inc. She is also a Partner at Gauss Ventures, Senior Adviser at KPMG’s UK Banking Practice and Adviser at Coinfirm. She continues to focus on her passion of bringing the financial industry and the emerging financial digital ecosystem together. Ruth was named as one of 2010s ‘Rising Stars’ by Financial News; named in Management Today’s 2011 ‘35 Women under 35’ list of women to watch and identified as one of the 100 Most Influential People in Finance 2012 by the Treasury Risk Magazine. She received the ‘Women in Banking and Finance Award for Achievement’ in 2015 and in 2016, 2017 and 2018 she was named on the global ‘Women in Fintech Powerlist’ of Innovate Finance. In 2018 she became one of the Top 10 Global Fintech Influencers (Fintech Power 50).  She speaks five languages, has completed studies in Financial Economics (MA, UK), International Politics (MA, FR), an LLM in International Economic Law (UK) and a PhD in Finance (UK/NL). She published two books: “EU Payments Integration” (2010) and “Transaction Banking and the Impact of Regulatory Change” (2014), is an Honorary Professor at the London Institute of Banking and Finance and also lectures at Queen Mary London School of Law.
Erin McCune
Partner at Glenbrook, Washington
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Erin McCune
Erin is a Partner at Glenbrook. Her consulting practice focuses on client engagements in business payments, cross-border transactions, bill payment, and the intersection of corporate finance, banking, and ERP/accounting. She is an advocate for billers, small and medium sized businesses, and governments, segments often poorly served by the payments industry. Recent projects have involved anticipating how ‘faster payments’ will transform B2B and bill pay within the United States and identifying possible winners and losers, payment-enabling eGovernment in the U.S., and the implementation of modern, low cost payment infrastructure as a means to electronify government collections/disbursements and increase financial inclusion in developing markets. Erin has nearly twenty years of experience leading increasingly complex payment initiatives for corporate clients and advising financial institutions and payment technologists on the development of their payment capabilities. Before joining Glenbrook, Erin was the founder of Forte Financial, a consulting firm focused on corporate finance efficiency, technology, and process improvement. Erin holds a B.A. in English from the University of California, Davis, and an MBA from the Marshall School of Business at the University of Southern California. She is a past president of the Financial Women’s Association of San Francisco and also a two-term past president of the San Francisco Treasury Management Association.
Paula Buchel
Associate Director Financial Services and Payments, Deloitte Consulting, South Africa
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Paula Buchel
Paula Buchel is an Associate Director, Financial Services and Payments, at Deloitte Consulting. She works with banks, telco’s, retailers, regulators, and financial market infrastructure entities, on a wide range of strategic challenges. These include digitisation, regulatory matters and customer strategy, as well as convergence across the payment landscape and the growth of mobile financial services. Prior to joining Deloitte Paula worked for 6 years at Standard Bank’s Corporate and Investment Bank, in global transaction banking and marketing. Earlier in her career Paula worked at Bain & Company as a generalist strategy consultant in multiple industries. She also worked at Investec Bank, in investment management. Paula received an MBA from the University of the Witwatersrand, and an Honours in Psychology cum laude from the University of Johannesburg. Paula is married and has three teenage children.